Financing
Build it now. Pay over time.
As low as 0% APR with Affirm — up to 24 months on bigger builds — plus Shop Pay Installments. Get the build you want without waiting to save up.
Find parts for your truck
See how long you can finance → · Checking eligibility won't affect your credit score
Why 0% APR
0%APR — up to 24 months on qualifying carts
We pay the fee. You skip the interest.
Custom-painted lighting is a real investment. So we pay Affirm a premium fee on every financed order — that's what lets eligible customers get 0% APR instead of paying interest. The bigger the build, the longer the term: up to 12, 18 or 24 months.
No hidden fees. No late fees with Affirm. You'll never pay more than the total you agree to at checkout.
Two ways to pay over time
Best for big builds
Affirm
0% APR, up to 24 months
- $500–$899: up to 12 months at 0% APR
- $900–$1,699: up to 18 months at 0% APR
- $1,700+: up to 24 months at 0% APR
- Under $500: Pay in 4, interest-free
- Quick eligibility check — won't affect your credit score
- No hidden fees, no late fees, no penalty for paying early
Fast & easy
Shop Pay Installments
Pay over time right in Shop Pay
- Pick it in Shop Pay at checkout
- Options depend on your order total
- Track and pay in the Shop app
Convenient
Don't wait to save up. Order today and make easy payments.
Flexible
Affirm or Shop Pay Installments — pick the plan that fits your budget.
Transparent
See your rate and every payment before you buy. Never pay more than you agreed to.
How long can I finance?
The bigger the build, the longer you get.
With Affirm, your 0% APR term depends on your cart total. Slide to your build total to see your plan.
Under $500Pay in 4
$500 – $899Up to 12 mo
$900 – $1,699Up to 18 mo
$1,700+Up to 24 mo
$2,000
Up to 24 months at 0% APR
$84/mo
Affirm at 0% APR — total$2,000
Credit card at 24% APR — total$2,529
You keep $529 in your pocket.
Estimates for illustration. Credit card total assumes equal monthly payments over the same term at 24% APR. Affirm terms shown are based on current offers and cart total; 0% APR is subject to an eligibility check, and your actual rate, term and payment are shown by Affirm at checkout.
Popular builds
Do the whole truck at once.
2014-2018 GMC SIERRA 1500 | 2015-2019 GMC SIERRA HD HEADLIGHTS
$ 1,062.50
Shop now →
2009-2018 RAM 1500 | 2010-2018 RAM 2500/3500 PROJECTOR HEADLIGHTS
$ 812.50
Shop now →
2007-2013 CHEVY SILVERADO 1500 | 2007-2014 CHEVY SILVERADO HD HALOGEN HEADLIGHTS
$ 875
Shop now →
2015-2019 CHEVROLET SILVERADO HD 2500/3500 OEM STYLE HEADLIGHTS
$ 1,000
Shop now →
2015-2019 CHEVROLET SILVERADO HD 2500/3500 ALPHAREX HEADLIGHTS
$ 465
Shop now →
2003-2007 CHEVROLET SILVERADO HALOGEN HEADLIGHTS
$ 937.50
Shop now →
2006-2008 RAM 1500 | 2006-2009 RAM 2500/3500 HALOGEN HEADLIGHTS
$ 875
Shop now →
2011-2016 FORD SUPER DUTY HEADLIGHTS
$ 750
Shop now →
Starting prices shown; paint and options may change the total. Monthly payments are live Affirm estimates for each price.
Worried about your credit?
Checking won't hurt your credit.
Seeing if you qualify takes seconds and won't affect your credit score. Affirm looks at more than just your credit score — so even with a short credit history, you may still qualify.
No impact to your scoreChecking eligibility is a soft check.
Short credit history? Apply anywayAffirm looks at more than your score.
No credit card neededPay from your bank account or debit card.
A backup optionNot approved by Affirm? Try Shop Pay Installments.
How it works
01
Build your cart
Pick your parts and enter your paint code like normal. Bigger carts unlock longer 0% terms.
02
Choose Affirm or Shop Pay
At checkout, select Affirm or Shop Pay Installments. Answer a few quick questions for a real-time decision.
03
We start your build
Your order heads into production. You make simple payments on the plan you picked.
Financing FAQ
How long can I finance?
It depends on your cart total. With Affirm: $500–$899 up to 12 months at 0% APR, $900–$1,699 up to 18 months, and $1,700+ up to 24 months. Under $500, you can split it into 4 interest-free payments. Final terms are set by Affirm at checkout.
Will checking hurt my credit?
No. Checking your eligibility with Affirm won't affect your credit score. If you take a loan, your payment history may be reported, like any other credit.
Is it really 0% APR?
For eligible customers, yes. We pay Affirm a fee so qualifying buyers can get 0% APR. Your exact rate and term are shown at checkout before you confirm — no surprises.
What can I finance?
Most of the store — headlights, tail lights, mirrors, trim and full packages. Adding parts to one order can unlock a longer 0% term.
Can I pay it off early?
Yes. With Affirm there's no penalty for paying early.
What if I'm not approved?
Try Shop Pay Installments at checkout — options depend on your order total. Questions? Call (316) 925-7145 and we'll help.
Does financing change my lead time?
No. Financed orders go into production just like any other order. Estimated lead time is listed on each product page.
Don't wait on your build.
As low as 0% APR — up to 24 months on qualifying carts. Pick your truck, choose your parts, and pay over time.
Find My PartsRates from 0–36% APR. For example, a $2,000 purchase might cost $83.33/mo over 24 months at 0% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. 0% APR terms shown reflect current offers by cart total and may change. Shop Pay Installments are subject to an eligibility check and are provided by Affirm and its lending partners.
